Intellectual Finance Team

130/30 vs. Traditional Long-Only- Which Wins in a Bear Market?

130/30 vs. Traditional Long-Only: Which Wins in a Bear Market?

130/30 Strategy, Investment Strategies

There’s something almost rebellious about the 130/30 strategy. While the rest of the investment world spends centuries perfecting the art of picking winners, someone decided the real edge might come from simultaneously betting against losers. It’s a bit like a restaurant critic who doesn’t just recommend great restaurants but actively warns you away from bad […]

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Technical Analysis is Astrology for Men—Unless You Do This

Technical Analysis

The internet loves a good dunk on technical analysis. It’s pattern recognition run amok, critics say. Tea leaves in a Bloomberg terminal. Astrology for men who refuse to admit they’re into astrology. And you know what? They’re not entirely wrong. Walk into any trading floor or scroll through finance Twitter long enough and you’ll encounter

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Valuation as Art- Why Two Analysts Get Two Different Answers (DCF)

Valuation as Art: Why Two Analysts Get Two Different Answers (DCF)

Discounted Cash Flow

The finance industry loves to present itself as a bastion of mathematical certainty. Walk into any investment bank and you’ll find analysts hunched over spreadsheets, their screens glowing with numbers that stretch into the future. They’re building discounted cash flow models, or DCFs, which are supposed to tell us what a company is truly worth.

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What Happens When You Start Dollar Cost Averaging $10 of Bitcoin Every Day for 5 Years?

What Happens When You Start Dollar Cost Averaging $10 of Bitcoin Every Day for 5 Years?

Dollar Cost Averaging, Investing

The interesting thing about buying Bitcoin every single day is not what happens to your money. It’s what happens to you. Most articles about dollar cost averaging treat it like a math problem. They show you charts with lines going up. They calculate returns. They compare strategies. But somewhere between the spreadsheet and the real

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Why Your Long-Term Strategy is Failing Your Monthly Returns

Why Your “Long-Term” Asset Allocation is Failing Your Monthly Returns

Asset Allocation, Investing

Every investor has heard the gospel of long-term thinking when it comes to asset allocation. Buy and hold. Stay the course. Time in the market beats timing the market. These mantras get repeated so often they’ve become financial scripture. But here’s the uncomfortable truth: while you’re busy being patient and strategic, your portfolio might be

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Why Your 10-Year Portfolio is Probably Betting on a Dead World (Secular Trends)

Secular Trends: Why Your 10-Year Portfolio is Probably Betting on a Dead World

Investing, Secular Trends

The average investment portfolio is a museum of the present disguised as a bet on the future. Look closely at the holdings in your retirement account or your carefully diversified index fund, and you’ll find something uncomfortable: most of these companies exist to serve a world that is already disappearing. This isn’t about predicting the

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How to Own the S&P 500 and Still Feel Like a Hedge Fund Manager

How to Own the S&P 500 and Still Feel Like a Hedge Fund Manager (Core-Satellite)

Core-Satellite

Most people think investing is binary. You either park your money in an index fund and accept mediocrity, or you become a stock picker and pretend you’re Warren Buffett at a cocktail party. The first option feels like defeat. The second feels like delusion. But there’s a third way that lets you have your cake

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How to Build a Portfolio Immune to Noise (5 Steps to Escaping the Financial Herd Mentality)

How to Build a Portfolio Immune to Noise (5 Steps to Escaping the Financial Herd Mentality)

Behavioral Finance, Contrarian Investing, Herd Mentality, Investing, Investments

The financial markets have a peculiar way of making intelligent people feel stupid and reckless people feel like geniuses. At least until the cycle reverses. This isn’t a bug in the system. It’s the feature that keeps most investors locked in a perpetual state of anxiety, refreshing their brokerage apps and second guessing every decision

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