Effective Date: May 22 2026 Last Updated: May 22 2026
This Privacy Policy explains how IntellectualFinance.com (“we,” “us,” or “our”) collects, uses, and shares information when you visit our website at https://intellectualfinance.com (the “Site”) or subscribe to our newsletter.
By using the Site, you agree to the practices described in this policy. If you do not agree, please do not use the Site.
1. Who We Are
IntellectualFinance.com is a blog and newsletter publishing articles and educational content about finance and related topics. We are the data controller responsible for the personal information described in this policy.
Contact: contact@intellectualfinance.com
2. Information We Collect
We collect information in the following ways:
Information you give us directly. When you subscribe to our newsletter or contact us, we collect your email address and any other information you choose to provide (such as your name or message content).
Information collected automatically. When you visit the Site, we and our service providers automatically collect certain information through cookies and similar technologies, including:
- IP address and approximate location (country/region)
- Browser type, device type, and operating system
- Pages viewed, time spent on pages, and referring URLs
- Date and time of your visit
Information from third parties. Advertising and analytics partners may collect information about your interactions with the Site and with ads, as described in Sections 4 and 5.
We do not knowingly collect information from children under 16.
3. How We Use Your Information
We use the information we collect to:
- Send you our newsletter and respond to your inquiries
- Operate, maintain, and improve the Site
- Analyze how visitors use the Site (traffic, popular content, performance)
- Display relevant advertising
- Detect and prevent fraud, abuse, and security incidents
- Comply with legal obligations
Legal bases under GDPR. If you are in the European Economic Area (EEA) or UK, we process your personal data on the following legal bases:
- Consent — for non-essential cookies (analytics, advertising) and for sending newsletters. You can withdraw consent at any time.
- Legitimate interests — for operating and securing the Site, basic analytics, and preventing fraud. You may object to this processing.
- Legal obligation — where we must process data to comply with law.
4. Cookies and Tracking Technologies
We use cookies and similar technologies to operate the Site, remember your preferences, measure traffic, and serve ads. Cookies fall into these categories:
- Strictly necessary cookies — required for the Site to function.
- Analytics cookies — help us understand how visitors use the Site (e.g., Google Analytics).
- Advertising cookies — used by ad partners to show you relevant ads and measure ad performance (e.g., Google AdSense).
For more on managing cookies, see https://www.allaboutcookies.org.
5. Analytics and Advertising
Google Analytics. We use Google Analytics to understand Site usage. Google Analytics uses cookies to collect information about your visit, which is processed by Google. You can opt out by installing the Google Analytics Opt-out Browser Add-on at https://tools.google.com/dlpage/gaoptout.
Google AdSense and other advertising. We display ads through Google AdSense and may participate in other ad networks. These partners may use cookies and similar technologies to serve ads based on your prior visits to our Site or other sites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site and/or other sites on the Internet. You can opt out of personalized advertising by visiting https://www.google.com/settings/ads or https://www.aboutads.info.
Affiliate links. Some links on the Site are affiliate links. If you click an affiliate link and make a purchase, we may receive a commission at no additional cost to you. The affiliate partner may set cookies to track the referral.
6. How We Share Your Information
We do not sell your personal information. We share it only as follows:
- Service providers — email platforms, analytics providers, hosting providers, and similar vendors who process data on our behalf.
- Advertising partners — as described in Section 5.
- Legal requirements — when required by law, court order, or to protect our rights, users, or the public.
- Business transfers — in connection with a merger, acquisition, or sale of assets, in which case the recipient will be bound by this policy or one offering equivalent protections.
7. Data Retention
We retain personal information only as long as needed for the purposes described in this policy:
- Newsletter subscriptions — until you unsubscribe.
- Analytics data — typically up to 14 months (per Google Analytics defaults).
- Inquiry/contact data — up to 2 years after our last interaction, unless a longer period is required by law.
8. Your Rights
All users. You can unsubscribe from our newsletter at any time using the link at the bottom of each email, or by contacting us at the address above.
If you are in the EEA or UK (GDPR rights). You have the right to:
- Access the personal data we hold about you
- Correct inaccurate or incomplete data
- Request deletion of your data (“right to be forgotten”)
- Restrict or object to our processing
- Receive your data in a portable format
- Withdraw consent at any time (without affecting prior processing)
- Lodge a complaint with your local data protection authority
To exercise these rights, contact us at contact@intellectualfinance.com. We will respond within one month.
9. Security
We use reasonable technical and organizational measures to protect your information. No method of transmission over the Internet is fully secure, however, and we cannot guarantee absolute security.
10. Third-Party Links
The Site contains links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last Updated” date at the top reflects the most recent version. Material changes will be communicated through a notice on the Site or by email where appropriate.
12. Contact Us
For questions about this Privacy Policy or our data practices, contact:
IntellectualFinance.com Email: contact@intellectualfinance.com