ThomasIF

Day Trading Has a Methodology. WSB Has a Vibe. The Distinction Matters More Than You Think

There is a quiet assumption in finance that the people who take things seriously will beat the people who do not. It sounds obvious. It sounds like the kind of thing a parent would say. Work hard, study the craft, respect the process, and you will end up ahead of the person who treats the […]

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Why You Should Be Auditing Your Romantic Partner's Spending (And Let Them Audit Yours)

Why You Should Be Auditing Your Romantic Partner’s Spending (And Let Them Audit Yours)

The word audit has a bad reputation. It conjures images of grim accountants, fluorescent lights, and the slow dread of someone going through your receipts looking for something wrong. So when you suggest to your partner that the two of you sit down and audit each other’s spending, do not be surprised if they react

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Why Dividend Investors Think Real Estate Is Too Much Work and Why Landlords Think Dividends Are Too Risky

Why Dividend Investors Think Real Estate Is Too Much Work and Why Landlords Think Dividends Are Too Risky

There is a strange paradox in the world of income investing. Two groups of people who want the exact same thing, a steady stream of money they did not have to clock in for, have developed a deep and almost theological disagreement about how to get it. Dividend investors look at landlords and see people

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Money as a Personality Replacement- Why Boring People Always Talk About Their Portfolio

Money as a Personality Replacement: Why Boring People Always Talk About Their Portfolio

There is a particular kind of person you meet at dinner parties who, within twelve minutes, will tell you about their index fund allocation. They did not ask what you do. They did not comment on the wine. They simply waited for a pause, any pause, and slid their portfolio into the conversation like a

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Does Publishing Your Investment Thesis on Twitter Make It Better or Worse? Value Investors Know the Answer

Does Publishing Your Investment Thesis on Twitter Make It Better or Worse? Value Investors Know the Answer

There is a strange new ritual in modern investing. A person finds a company they like, builds a model, writes up their reasoning, and then, instead of quietly buying shares and going about their life, they post the whole thing on Twitter. Sometimes it is a thread with twenty posts. Sometimes it is a screenshot

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Decentralization as a Belief System vs. Options as a Casino- The Crypto vs. WSB Worldview

Decentralization as a Belief System vs. Options as a Casino: The Crypto vs. WSB Worldview

There is a moment that happens in almost every crypto conversation where the topic stops being money and starts being philosophy. Someone mentions Bitcoin, and within about ninety seconds you are hearing about central banks, monetary policy, the 2008 financial crisis, and the idea that money itself is a kind of illusion agreed upon by

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