Nobody has ever gone viral for buying an index fund and waiting thirty years. There is no comment section war over the merits of a consistent savings rate. No one has built a million followers by telling you to automate your investments and then go live your life. And this is precisely the problem. The […]
The Boring Path to Financial Freedom vs. the Attention Economy of Financial Social Media Read More »
Take a look at the situation. Two people who have known each other for eighteen months are signing a contract to spend roughly the price of a small apartment on a single afternoon. They will rent a room they do not own, serve food they will not remember, and hire a stranger to photograph them
Why a $0 Wedding is the Best Indicator of a $1M Marriage Read More »
In financial markets, there is a peculiar character known as the short-seller. While most investors make money when a company thrives, the short-seller does the opposite. They borrow shares, sell them high, and pray the price collapses so they can buy back cheap and pocket the difference. Their entire profit depends on something else failing.
There is a question that splits the investing world more cleanly than almost any other: do you trust the system, or do you not? It sounds like a question about politics. It is not. It is the question that separates the Bogleheads from the Bitcoiners, two devoted financial communities on the internet. Both have founders
Vanguard vs. Satoshi: The Philosophical War at the Heart of Modern Investing Read More »
There is a quiet contempt between two groups of income investors that rarely gets talked about directly. On one side, dividend investors. They buy shares in companies that have paid cash to shareholders for decades, sometimes centuries. On the other side, DeFi investors. They lock tokens into protocols and earn yield that can make a
Couples therapists have a strange professional secret. A surprising number of the fights they referee are not really about what the couple thinks they are about. The argument starts with dishes or in laws or someone forgetting an anniversary, but if you sit with it long enough, the real engine humming underneath is almost always
Why You Do Not Have a Marriage Problem; You Have a Cash Flow Problem Read More »
There is a specific type of silence that falls over WallStreetBets when someone mentions dividends. It is not hostility. It is not disagreement. It is something closer to confusion, like a room full of skydivers being asked if they have considered gardening. The activities are technically both done by humans, but beyond that, the overlap
Why WSB Would Never Touch a Dividend Stock And Why Dividend Investors Are Fine With That Read More »
There is a special kind of math people do at three in the morning. It involves years, not dollars. It counts anniversaries, shared apartments, the dog you adopted together, the funeral of their mother you stood through, the holidays where you learned to smile at an uncle who never learned your name. You add it
The Sunk Cost Spouse: Recognizing When Your Relationship Is a Bad Investment Read More »
There is a strange kind of symmetry in finance that nobody talks about. Every investing community has someone they look down on. And almost always, that someone is looking down on somebody else. The contempt travels in one direction, like a river that only flows downhill. At the top sits whoever thinks they are working
There is a strange comfort in believing that love and money live in separate rooms of the same house. You can close the door on one and pretend the other is not listening. For a while, this works. Then someone applies for a mortgage, or files a tax return jointly, or dies, and suddenly the
Why Your Romantic Partner’s Debt Is Not Your Problem, Until It Is Read More »